Know Your Rishi Profile
1 ) What is your current age?
Less than 30 years old
31 to 45years old
46 to 60 years old
Above 60 years old
2 ) What is your annual take home income?
Under INR 2,00,000
INR 2,00,000 to INR 5,00,000
INR 5,00,000 to INR 10,00,000
INR 10,00,000 to INR 20,00,000
Over INR 20,00,000
3 ) My current and future source of income are
Stable
Very Stable
Somewhat stable
Unstable
4 ) How many years away is your nearest goal?
Less than 2 Years
Between 2 - 3 years
Between 3 - 5 Years
Between 5 - 10 Years
Above 10 Years
5 ) Choose your investment preference/Objective
Principal protection
Can consider a loss of 4% if the expected gains are of 10%
Can consider a loss of 8% if the expected gains are of 20%
Can consider a loss of 15% if the expected gains are of 30%
Can consider a loss of 25% if the expected gains are of 50%
6 ) If a few months after investing, the value of your portfolio goes down due to market decline by 20%, what would you do?
Cut losses and Sell completely. Capital preservation is primary objective
Sell partially and transfer investments to safer asset classes
You would be worried, but would give your investments a little more time
Retain fully, you are OK with volatility and accept decline in portfolio value as a part of investing
Buy more to bring down the average buying price and not bothered by notional losses
7 ) How many months of expenses can your emergency funds cover?
I currently have no emergency funds
Less than 3 months
4 to 6 months
7 to 9 months
More than 9 months
8 ) What is the current market value of your net worth (please consider all your assets & subtract from the total the sum of your debts and liabilities)?
Less than Rs.50 lakhs
Between Rs.50 lakhs - 1 Crore
Between Rs. 1 Crore - 3 Crore
Between 3 Crores - 5 Crores
More than 5 Crores
9 ) Do you have Mediclaim Plan?
Yes
No
10 ) Do you have Term Plan?
Yes
No